|Full text PDF:||http://nrs.harvard.edu/urn-3:HUL.InstRepos:14226075|
This dissertation collects three pieces of work. The first chapter documents empirically how Danish households substituted between insurance and liquidity, namely how the up-take of unemployment insurance fell when credit suddenly became more cheaply available for some. The second chapter presents results from a natural field experiment comparing financial and non-financial incentives to promote pro-social behavior. Finally, the third chapter presents the theoretical motivation for and results from a laboratory experiment conducted in Iceland on measuring time preferences conditional on incomes not changing, or correcting for the change when they do.