Abstracts Category : Other

A comparison on how a small local bank performs compared to bigger national banks

by Sam Eriksson

The following thesis analyzes how a small bank measures up to bigger national ones. It is done by analyzing financial data from three banks, one smaller bank and two bigger banks. Their performance is compared to each other. The performance is measured by the use of financial ratios, such as liquidity ratios and profitability ratios.The results reveal that landsbanken does really well in terms of total asset turnover. landsbanken also does well in times interest earned and cash coverage. It fares decently in terms of liquidity although not good enough compared to the other banks. In profitabil-ity landsbanken does well on its own, but not nearly as well as its competitors.The conclusion reached is that smaller banks does have a place in certain niches, but that they will not be able to compete on the same level as big banks.; Fljande uppsats analyserar hur en liten bank klarar sig jmfrt med strre nationella banker. Det grs genom att analysera data frn tre banker, en liten bank och tv strre. Deras prestationer jmfrs med varandra. Prestationerna mts genom finansiella nyckeltal, ssom kassalikviditet och lnsamhet.Resultatet avsljar att det gr vldigt bra fr landsbanken i total tillgngsomsttning. Det gr ocks bra fr landsbanken nr man rknar gnger rntor uppndda och kontanttckning. Det gr medelmttigt fr dem nr man ser till kassalikviditet fastn nd inte tillrckligt bra i jmfrelse med de andra bankerna. Det gr bra fr landsbanken i lnsamhet, men inte lika bra som sina konkurrenter.Slutsatsen som ns r att mindre banker har en plats inom speciella nischar, men att de inte kan konkurrera p samma niv som storbanker.